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Debt hot spots

30 November -0001

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According to a new survey by MyCallCredit, people living in Uxbridge, are likely to have more personal debt than those anywhere else in the UK.

Other areas named in the study were Motherwell, Ilford, Romford, Luton and Wigan, although those living in the north east were most likely to be in debt.

"The vast majority of people are still up to date with their credit commitments and managing their finances well but there is concern over levels of debt and pressure on lenders to lend responsibly,” said MyCallcredit director Alison Nicholson.

Doncaster came out as the most affluent town, with the least debt, followed closely by Salisbury, Taunton, and Exeter.

Those least likely to be affected were those living in the south west; Salisbury, Taunton and Torquay

The survey looked at factors, such as High outstanding credit balances, high level of commitments relative to income, accounts falling into arrears, frequent opening of new accounts and revolving credit agreements.

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