Andy Newman, Head of Personal Finance at Debenhams, shares his top tips for getting the most from your honeymoon budget:
Always be prepared and go off the beaten track!
When booking your honeymoon, it’s important that you choose your destination wisely, and take a variety of factors into consideration. Currency exchange rate can be incredibly significant, and can drastically alter the cost of the honeymoon, particularly if you plan to buy a lot in-destination. We always encourage honeymooners to purchase their currency before jetting off, in order to take advantage of the very best exchange rates. Our rates show that steering clear of the most popular holiday destinations often allows you to get more bang for your buck.
Here are our five top suggestions based on current exchange rates:
- South Africa
- United States
With a Debenhams Credit Card, customers have the added benefits of a no cash advance fee when purchasing travel money from Debenhams on their card, and will enjoy preferential rates.
Avoid unnecessary fees
Planning a wedding and a honeymoon can be hard. With all of the stress, things such as honeymoon currency can often be forgotten, however, it’s important that you don’t leave it to the last minute. A pre-loaded travel money card** can be a great option to avoid potential withdrawal fees, particularly if you don’t like to carry cash. Our travel money card makes it easier and safer to take extra money away with you, and you simply use it as you would a debit or credit card, whilst allowing you to keep tight control of your spending.
Resist a last-minute airport spree
We’ve all been there - that last minute frantic rush at the airport to try and spend every last bit of currency, but there’s simply no reason to. A recent poll found that only 13%* of Brits exchange their leftover holiday currency when back on home turf. We offer customers an extra 20% free when currency is returned and loaded onto a Debenhams gift card, meaning you can buy things you actually need when you return, rather than a pile of souvenirs never to be looked at again!
The biggest cost of any honeymoon is the holiday itself so it’s vital that you ensure you are covered for all eventualities, should something happen out of your control. With a 5* defaqto rating, Debenhams travel insurance gives you the reassurance you need, and with a £5 Debenhams gift card included on all single trip travel insurance, you can even treat yourself to something extra for your trip away.
Prior to jetting off on your honeymoon, wedding insurance should be top of the priority list for all couples set to marry. The variety of wedding insurance packages offered by Debenhams Personal Finance allows you to make sure you’re covered for the big day itself, giving you peace of mind and one less thing to worry about!
*Based on an independent survey of 1,008 UK respondents, August 2017.
** Only available in select destinations.
For more information visit http://finance.debenhams.com/
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