Research from M&S Bank has revealed that seven in ten popular foreign holidays are less expensive this October half-term than they were a year ago, costing an average of £30 less per adult.

Parenting on Female First

Parenting on Female First

But there is always more that you can do to save yourself spending unecessary amounts of money before you travel and whilst you're planning the family holiday. 

Gill Roberts, Head of Travel Money at M&S Bank, shares his top five travel money tips below:

1. Plan your holiday budget so you know how much your holiday is going to cost and how much foreign currency you need, remember to factor in currency to cover taxis, tipping and any extras, even if you’re going all inclusive.

2. Do some research to find out whether tickets for the activities you are planning are cheaper if bought in advance.

3. If you’re getting your currency on the high street choose a provider with a large number of currencies on demand.

4. Don’t rely on internet rates if buying in-store – many providers have different rates online and some change their rate throughout the day.

5. Don’t leave your holiday money until the last minute - airport bureaux often offer less competitive rates and may not have a wide variety of note denominations.

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